UTILITIES
SWP calculator
Project how a lump sum in a mutual fund behaves when you withdraw a fixed amount each month. The balance left after each withdrawal keeps earning the expected return. Figures are illustrative only.
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Summary
| Total investment | — |
| Total withdrawal | — |
| Final value | — |
View month-by-month schedule
| Month | Balance at start | Withdrawal | Interest earned | Balance at end |
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Interest each month is applied to the balance after withdrawal, using a monthly rate of (annual rate ÷ 12), consistent with common SWP illustrations. This does not account for taxes, loads, expense ratios, or market volatility.
